Below is a sampling of our available products.  Since it is not all inclusive, please contact us if you need help with something not listed.

Environmental/Pollution

  • General Liability – Restoration & Mold Contractors
  • Contractors Pollution
  • Transportation Pollution
  • Site Specific Pollution
  • Underground Storage Tanks
  • And More

Excess/Umbrella

  • Commercial Umbrella
  • Excess Auto
  • Excess Liability
  • Personal Umbrella

Liability

  • General Liability
  • Products Liability
  • Discontinued Product Liability
  • Railroad Protective Liability
  • And More

Property/Inland Marine

  • High Value Property
  • Vacant Property
  • Bailees’ Customers
  • Contractors Equipment
  • Warehouseman Liability
  • And More

Coverages Available

  • Garage Liability (Dealers and Services)
  • Dealer’s Physical Damage (Open Lot – inventory held for sale)
  • Garagekeepers (non-owned vehicles in for repair)
  • Legal Liability
  • Direct Primary
  • Direct Excess
  • Uninsured/Underinsured Motorists
  • Medical Payments (Auto and Premises)
  • Broad Form Products
  • Drive Other Car
  • Auto Dealers Acts, Errors or Omissions
  • And More

Operations We Can Cover

  • Alarm Installation or Repair
  • ATV/UTV/Dirt Bike or Snowmobile Repair & Sales
  • Auto Auction
  • Auto Body Shop and Painting
  • Auto Dismantling
  • Boat/Jet Ski Repair & Sales
  • Bus Repair & Sales
  • Camper/Travel Trailer Repair & Sales
  • Classic/Antique Car Repair & Sales
  • Heavy Truck Sales & Repair
  • Mobile Repair Operations
  • Motorcycle Repair & Sales
  • Repair Shops including Auto Body Repair
  • RV Repair & Storage
  • Trailer Dealer (Semi, Utility or Livestock)
  • Used Auto Dealers
  • Valet Parking
  • Wrecker/Tow Truck
  • And More
  • Adult Video Store
  • Alarm/Fire Extinguisher Installation & Repair
  • Alcohol & Drug Rehabilitation
  • Ambulance/Paramedics Professional
  • Antique/Classic/Rare Car Physical Damage
  • Amusement Centers
  • Audiologist
  • ATV Clubs
  • Bailees Customers
  • Bar/Tavern
  • Batting Cages
  • Beauty/Barber
  • Bounce Houses
  • Boat Rental Liability
  • Bonds
  • Bowling Alley Package
  • Builder’s Risk
  • Camps & Campgrounds
  • Climbing Walls
  • Clubs – hunting, legions, VFWs
  • Contractors (all types)
  • Contractors Equipment Physical Damage
  • Counselors Professional
  • Crime
  • Data Equipment Floater
  • Day Care Centers – (children & adult)
  • Demolition Liability
  • Dental Hygienist
  • Equipment Rental
  • Exercise/Health Clubs
  • Fire
  • Fireworks Displays
  • Fireworks Stands
  • General Contractors
  • Gravel Pits
  • General Liabilty
  • Go-Karts Tracks
  • Habitational – Apartments, Dwellings, Boarding Houses
  • Hay Rides
  • Inland Marine
  • Long Term Leased/Contingent Auto
  • Liquor Liability
  • Logging
  • Manufacturing
  • Mobile Home Parks
  • Non-Emergency Transportation
  • OCP
  • Optometrist/Optician
  • Outfitters & Guides
  • Pawn Shops
  • Prize Indemnification including Hole-in-One
  • Retail Stores
  • Restaurants
  • Resorts
  • Roofers – commercial & residential
  • Salvage Yards
  • Security Guards/Detective agencies
  • Snowmobile Clubs
  • Special Events Liability
  • Tanning Salons
  • Therapist (Massage, Occupational, Physical, Respiratory, Speech)
  • Truckers
  • Vacant Property (Commercial or Residential)
  • X-Ray Technician
  • Zoos including Petting Zoos
  • And much more

Property

  • Protection Class 1 through PC 10
  • Basic, Broad & Special Causes of Loss
  • Replacement Cost or ACV
  • Building Coverage
  • Business Personal Property Coverage
  • Business Interruption and Extra Expense
  • Building Ordinance or Law
  • And more

Inland Marine

  • Accounts Receivable
  • Builder’s Risk
  • Bailees
  • Computer Systems – Electronic Data
  • Contractors Equipment (scheduled & miscellaneous tools)
  • Installation Floater
  • Personal Articles
  • Prize Indemnification (Hole-in-One, Basketball Shot, etc)
  • And more

Crime

Cyber

Directors & Officers (D&O)

  • Condo/Homeowner Associations
  • For Profit Entities
  • Non-Profit Entities
  • Public Officials Liability
  • School Board Officials Liability
  • And More

Errors & Omissions (E&O)

  • Accountants (CPAs, Tax Preparation, Bookkeepers, etc)
  • Architects & Engineers
  • Collection Agency
  • Consultants
  • Information Technology (Computer Programmers, Consultants, etc)
  • Insurance (Claims Adjusters, Insurance Agents/Brokers, etc)
  • Real Estate (Abstractors, Title Agents, Appraisers, Inspectors, Land Surveyors, Mortgage Brokers, Real Estate Agents/Brokers, etc)
  • Testing Labs
  • Translators
  • And More

Employment Practices Liability

Medical Professional

Miscellaneous Professional

Tenant Discrimination

And more


Business Auto

  • Auto Liability & Physical Damage
  • Bobtail/Non-Trucking Liability
  • Farmers
  • And More

Public Auto

  • Auto Liability & Physical Damage
  • Buses
  • Day Care Centers
  • Limousines
  • Shuttle Services
  • Taxi

Truck

  • Auto Liability & Physical Damage
  • Cargo
  • Dump Trucks
  • For Hire Carriers
  • Garbage Trucks
  • Gas/Crude Oil
  • Motor Home Toter (liability & PD only)
  • Radius – Local to Long Haul
  • Sand & Gravel Haulers
  • Single Unit Accounts to Large Multiple Unit Fleets
  • Private Carriers
  • Tow Trucks
  • And More
  • Financing available for policies written with E&L
  • 20% Minimum Down Payment
  • 10 Monthly Payments
  • Numerous Payment Options available
    • Check by Mail
    • Automatic Monthly EFT (If automatic monthly EFT is used, down payment can also be collected EFT)
    • Check by Phone
    • Credit/Debit card online
    • E-check online
  • 100% Commission immediately earned
  • 100% of any endorsement can be financed until account is billed in full