Commercial Auto

Melissa Goschen, CIC
Kristy Setter
Vicki Sandbeck
Kristy Himanga
Peni Rasmusson

Melissa 2012Melissa Goschen, CIC
Branch Manager
Direct Phone (701) 893-2718
Melissa came to Bjornson/Sentinel E&L in 1996, with 11 years experience on the agency side of the business. She started her career with Bjornson/Sentinel-E&L as a transportation underwriter. In 2002, she was promoted to Branch Manager.

Melissa graduated from Moorhead State University with a degree in Business Education.  She earned her CIC designation in 2003.

Kristy Setter
Transportation Underwriter
Direct Phone (701) 893-2720
With over 8 years of insurance experience, Kristy joined the Bjornson/Sentinel – E&L team in 2002 as a Transporation Underwriter. She started her career in the insurance industry with a retail agency as a licensed agent in their commercial lines department.

Kristy continues to expand her insurance knowledge by taking various educational courses throughout the year. Kristy graduated from Interstate Business College for Travel Business.

VSandbeck_2013Vicki Sandbeck
Renewal Underwriter
Direct Phone (701) 893-2713
Vicki joined the Bjornson/Sentinel – E&L team in 1999. She started her career in the Policy Service Department. Just two years later, she was promoted to a property/casaulty underwriter specializing in BOPs and liquor liability.

In 2006, Vicki expanded on her insurance career by moving into the Transportation department where she is currently a Transportation Renewal Underwriter. She is currently attending classes for the INS program.

KHimanga_2013Kristy Himanga
Direct Phone (701) 893-2719
Kristy started her career in the insurance industry when she joined the Bjornson/Sentinel – E&L team in March 2006.  She started in the Policy Services Department and in early 2009 she was promoted to a Transportation Underwriting Assistant.  She has a variety of responsiblilites including endorsement processing and garage renwal underwriting.  She is currently working towards getting the AINS designation.

PRasmusson_2013Peni Rasmusson
Underwriting Assistant
Direct Phone (701) 893-2716
Peni graduated in 2006 from MSCTC – Moorhead with an associates degree in Computer Programming.

She  joined the Bjornson/Sentinel – E&L team in 2006 as a processor in the Policy Services Department. In the beginning of 2012 she was promoted to a transportation assistant underwriter.

She is currently working on expanding her insurance knowledge by completing the INS testing.